Home Lending Center
Today's Featured Rates
Click on Rate or APR for payment information.
| Mortgage | ||
| 20 Year Fixed Bi-Weekly with Auto-Pay | ||
| Rate | APR | |
| 3.550% | 3.569% | |
| 15 Year Fixed Auto-Pay | ||
| Rate | APR | |
| 2.950% | 2.983% | |
| 10 Year Fixed Auto-Pay | ||
| Rate | APR | |
| 2.850% | 2.899% | |
| 1-Year Auto-Pay ARM with 15-Year Term | ||
| Rate | APR | |
| 1.375% | 1.407% | |
| 1-Year Auto-Pay ARM with 10-Year Term | ||
| Rate | APR | |
| 1.375% | 1.422% | |
| Home Equity | ||
| 15 Year Fixed HE Loan | ||
| Rate | APR | |
| 5.000% | 5.000% | |
| 5 Year Fixed HELOC | ||
| Rate | APR | |
| 4.990% | 4.990% | |
What to Expect
Find out how the online application process works »
Free Pre-approvals
Shop for your home knowing that you can afford the mortgage. Apply now »
Personal Assistance
Call or email one of our experienced lenders to answer any of your questions, help you choose the best loan for your situation, or simply to seek lending advice.
Great Rates
Today's Featured Rates include only some of the rate options available for conventional mortgages up to $417,000. Merchants Bank also offers great rates on Jumbo mortgages up to $700,000. Get a Personalized Quote to request a rate specific to your loan request.
Mortgage Resources
Use our Mortgage Resources to calculate your monthly payment, learn more about our loan programs, rates and fees, and to find answers to frequently asked questions.
Connect With Us
Mortgages
Our range of residential mortgages are maintained and serviced in-house-keeping our Vermont economy healthier. Check today’s rates and get started.
Small Business
From lines of credit and cash back checking accounts to cash management and local decision making on loans. Learn more.
Bi-Weekly Mortgages
Make one half of your monthly mortgage payment every two weeks and you reduce your principal, interest paid and length of repayment. Learn more.
