You are about to leave Merchants Bank.

Back Continue

Home Lending Center

Today's Featured Rates

Click on Rate or APR for payment information.

Mortgage
30 Year Fixed Bi-Weekly with Auto-Pay
 Rate  APR  
 3.300%  3.348%  
20 Year Fixed Bi-Weekly with Auto-Pay
 Rate  APR  
 2.850%  2.920%  
15 Year Fixed Auto-Pay
 Rate  APR  
 2.650%  2.740%  
10 Year Fixed Auto-Pay
 Rate  APR  
 2.450%  2.580%  
1-Year ARM with 15-Year Term
 Rate  APR  
 1.875%  1.963%  
1-Year ARM with 10-Year Term
 Rate  APR  
 1.875%  2.004%  
3-1 ARM with 15-Year Term
 Rate  APR  
 2.500%  2.202%  
3-1 ARM with 10-Year Term
 Rate  APR  
 2.250%  2.202%  
Home Equity
5 Year Fixed HE Loan
 Rate  APR  
 2.970%  3.302%  
15 Year Fixed HE Loan
 Rate  APR  
 4.610%  4.733%  

Personalized Quote

What to Expect

Find out how the online application process works »

Free Pre-approvals

Shop for your home knowing that you can afford the mortgage. Apply now »

Personal Assistance

Call or email one of our experienced lenders to answer any of your questions, help you choose the best loan for your situation, or simply to seek lending advice.

Great Rates

Today's Featured Rates include only some of the rate options available for conventional mortgages up to $417,000. Merchants Bank also offers great rates on Jumbo mortgages up to $700,000. Get a Personalized Quote to request a rate specific to your loan request.

Massachusetts Properties

Loan products listed in Today's Featured Rates are not available for Massachusetts properties. Get a Personlized Quote to request a rate specific to your loan request.

Mortgage Resources

Use our Mortgage Resources to calculate your monthly payment, learn more about our loan programs, rates and fees, and to find answers to frequently asked questions.

Mobile Banking

Access your account, transfer money, check balances, pay bills and more from your smartphone or tablet. Free with Freedom Checking, Rewards Checking, Growth Checking.

FDIC Money Smart Classes

Sign up for one of our free classes and get the knowledge you need to make smarter financial decisions.

Overdraft Protection

Protect your reputation and reduce expenses. Choose from three levels of personal overdraft protection to help avoid the embarrassment of a declined transaction.